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Know Your Industry

Q2 2026, loading

The published industry average is a ratio of sums, so the largest balance sheets set it. See it, then see the median bank beside it, then the segments underneath that the average hides.
1 · the mean

What everyone else publishes

The size weighted industry figure is a ratio of sums, so it is set by the largest balance sheets: a few dozen institutions decide it for four thousand. It is a real number and it is the wrong one to plan against, which is the whole point of this page.

Size weighted industry
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Median, the typical bank
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Gap, median less mean
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Coverage
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2 · the median

The typical bank

The middle bank, unweighted, with the tenth and ninetieth percentiles either side. Half the industry sits below the median figure, which is a fact the size weighted number cannot tell you.

3 · the mode

The industry is not one thing

The same metric, by segment. Every segment shows its size weighted figure and its median together, with the number of banks behind each. A segment with fewer than 5 banks for this metric is marked suppressed rather than shown thin.

4 · the geography lens

Where, and only then

Geography is a lens on the same numbers, not a separate product. Both maps are drawn on one shared scale: the size-weighted figure on the left, the median beside it, because a heatmap cell is a figure and no figure on this page appears without its counterpart. A segment under the floor is shaded as suppressed, never as zero, never left blank.

Size-weighted
Median
suppressed (n < ) no banks

Where these numbers come from

Provenance and audit trail