D&O · EPL · Fiduciary — Banks $1B–$15B+ in Assets (larger by negotiation)
Bank Profile
Select the bank's total asset size. Figures shown are an illustrative example for a fictitious bank — not a real institution.
D&O Modifiers
Trust Department A/P
+$30,000
Public A/P
+$20,000
Optional Coverage Lines
Employment Practices Liability
$15,000 base
California operations
+$5,000
Over 500 employees
+$5,000
Reduction in force
+$5,000
Fiduciary Liability
$7,500 base
ESOP plan
+$5,000
Fiduciary assets >$300M
+$5,000
Employee stock in plan
+$5,000
Indicated Total Annual Premium
$252,500
Limit: $10,000,000 · Retention: $350,000
Selected line items · Limit $10,000,000 · Retention $350,000
Total Premium
$252,500
Refundable Loss Fund
$113,625
45% of the total premium is allocated to the Loss Fund and is fully refundable to the Bank if no claims are made during the policy year.
This tool generates indicative premiums based on your inputs and Bellecour's internal pricing matrix. Rates are intended for discussion purposes only. Final terms are subject to underwriting review and carrier approval. All coverages written on AIG paper.
