Stablecoins (privately issued dollar tokens) and tokenized deposits (a bank’s own deposits, represented on-chain) compete for the balances a bank funds itself with. This dashboard reads a bank’s Q1 2026 FFIEC call report to quantify how much of its deposit base those rails can pull away — benchmarked against a peer set you build on the left — and stress-tests it under three regulatory-yield scenarios. Six lenses:
- Exposure — how substitutable your deposits are (a 0–100 index), plus a 12-month deposit-flight stress test.
- Risk map — where deposit-migration risk concentrates across the U.S.; your state and peers highlighted.
- Peer adoption — which of your peers, and which national programs, are already on tokenized-deposit rails.
- Settlement cost: your reported consumer remittance activity (call report RC-M item 16) plus the modeled cross-border wire / FX drag instant on-chain settlement could remove.
- GENIUS readiness — your regulatory position, a dated decision-gate calendar, and an examiner-readiness checklist.
- SMB retention — the small-business operating deposits most exposed to churn.
Real data (FFIEC / FDIC) and modeled estimates are labeled throughout — the full method is on the Methodology tab. Pick a bank on the left to begin.
How to read this: the Exposure tab’s drivers — DDA, uninsured, cost of funds — come straight from the bank’s Q1 2026 FFIEC call report; the headline migration-risk % and the deposit-flight scenarios are modeled estimates built from them. Tabs marked beta are modeled or curated estimates still being validated.
Showing an example bank — chosen as an unusually high-exposure case so the views are easy to read; most banks score lower. Pick your own bank on the left for your numbers.
Built on FFIEC regulatory data (Consolidated Reports of Condition and Income) · Statum by Amberoon · Data as of Q1 2026.